Couvillier Advisors

Debt & Tax Relief

Having trouble paying back credit cards, lines of credit, business debts, private student loans, medical bills, payday loans, or other unsecured debts? Or do you currently owe money to the IRS or state authorities? When paying off debt & back taxes feels hopeless, it creates stress, relationships suffer, and other areas of one’s life can be negatively affected. The great news is that your situation can be solved with proper debt and tax relief help. If you’re tired of paying minimum payments and realizing that it’s going to take ten, twenty or more years to resolve your debts, you're delinquent and tired of getting calls from creditors, or if you need a solution to pay back the lowest legal amount possible, then you need to take action with a debt or tax relief program as quickly as possible.

Debt & Tax Relief

Debt Relief

If you are having a challenge paying back credit cards, lines of credit, business debts, back tax debts, private student loans, medical bills, payday loans, or other unsecured debts, you’re likely looking for a solution for your debts. When the amount owed gets to the point of seeming hopeless to pay off, it creates a lot of stress. Emotions build up, one can lose sleep, relationships suffer, and other areas of one’s life can be negatively affected. The great news is that your situation can be solved with proper debt relief help.

If you’re tired of paying minimum payments and realizing that it’s going to take ten, twenty or more years to resolve your debts, if you are already delinquent and tired of getting calls from creditors to collect the debt from you, or if you need a solution to pay back the lowest legal amount possible, then you need to take action with a debt relief program as quickly as possible.

Many people are frozen from taking action because they are scared of what could possibly happen or what other people might think. However, life can be a lot easier and you can have a lot more peace of mind. Worrying about paying the bills, being able to pay off your debt and paying for necessities like food, transportation, and education, can be a thing of the past. Don’t let the stress of debt get in the way of your being able to live life.

The debt could have accumulated because you experienced a reduction in income, a divorce, medical issues, business setbacks, or that credit card companies encouraged you to spend and spend. There could be many other reasons for having it. Whatever it is, we understand and are here to help.

Even if you’ve spent a lot and maxed out you credit cards, the blame is not on you. Ultimately, credit card companies make it very easy for people to get into debt, yet make it very challenging for them to pay it off. The fact is that the credit card companies are very happy when you pay the minimum payment and a lot of interest each month. That’s how they make most of their money.

Now that you know that there is a solution, the situation is not your fault, and credit card companies want people to be in debt, the next step is to take action.

There are debt relief programs available that are designed to help free up money on a monthly basis and help you pay off your debts in a fraction of the time that it would take paying just the minimum payments. These programs give you flexibility and when successful, don’t have the negative effect of having to answer for the rest of your life when asked if you’ve filed bankruptcy.

Tax Relief

Are you currently in a situation where state authorities or the IRS are demanding money from you? Regardless of whether you feel that the money is actually owed or not, there are a number of different solutions. Nine out of ten, having a professional tax resolution company solve tax issues gets a better solution than an individual or even an individual tax professional would get on their own.

Owing money to the IRS or state is different from owing money to a bank for a credit card or other loan. The IRS and state have expanded collection abilities that unsecured creditors do not. They can levy assets such as bank accounts, or garnish income from social security, retirement, or wages without having to go through the traditional legal process. They may file a tax lien and even potentially seize property such as real estate, cars, boats or other physical assets that you own to pay off your tax debt.

This is a scary situation to be in.

Perhaps you recently lost your job, got divorced, had unexpected expenses or had to pay for any other expense that prevented you from being able to pay off your tax debt.

You may be receiving letters from the state or federal tax authorities requesting money that you may feel is not accurate. There are many reasons why people have tax debts and the most important thing is that you receive professional assistance. Contact us today for a free consultation!