Having trouble paying back credit cards, loans, or other unsecured debts? When paying off debt & back taxes feels hopeless, it creates stress, relationships suffer, and other areas of one’s life can be negatively affected. The great news is that your situation can be solved with proper debt relief help. If you’re tired of paying minimum payments and barely putting in dent in what you owe, or tired of getting calls from creditors, or if you need a solution to pay back the lowest legal amount possible, then you need to take action with a debt relief program as quickly as possible. Contact us today for more information.
Note: Debt relief program available in all states except: ID, KS, ME, OR, SC, WA, WV, WY.
What is Debt Relief? - Debt relief is any method or process that helps you reduce or eliminate your debt. Methods like debt settlement, consolidation, credit counseling, and bankruptcy all impact your finances differently. For example, a debt settlement company can negotiate and settle unsecured debts on your behalf so you end up paying much less than what you owe.
Who qualifies for debt relief? - Accredited Debt Relief has helped many individuals find the right solution for their debt. For example, if you have $10,000 or more in unsecured debt and want to significantly reduce your monthly payments without declaring bankruptcy, our debt relief program might be right for you.
Will debt relief hurt my credit? - Debt relief can affect your credit score, but the drop is temporary. Once your debts are resolved, your score should improve. The type of debt relief you choose will determine the impact to your credit score. For example, if you choose our debt relief program your score should improve faster than it would if you choose bankruptcy.
How Does Debt Relief Work? - Debt comes in all shapes and sizes, so having many different debt relief options is a great way to make sure that you get the help you need. While your individual situation will help determine what method is best for you, all methods will focus on the goal of reducing or eliminating debt. Debt relief takes a variable amount of time depending on which program you choose. For example, if you choose debt settlement, it can take 12 to 48 months to settle your debt. Using this method, your certified debt specialist will help you create a plan that includes making regular deposits into a dedicated account for a specified length of time. The amount and frequency of these payments will help determine how long it takes for your debt to be settled.
What is Debt Consolidation? - Debt consolidation is the debt relief strategy of combining multiple debt obligations into one monthly payment to simplify the repayment process for credit cards, loans, and other bills. Consolidating debts can help streamline your payments and make managing your debt less overwhelming.
How Does Debt Consolidation Work? - Consolidation is usually done using one of three methods:
Benefits of Consolidation